Pocket Money
Open the app

Pocket money that teaches

Every week the money lands in three jars: Spend, Save and Give. Children see it grow, save toward something they want, and learn what a month of patience can do.

Set up your family

Free. No sign-up. Works on any phone.

A child's screen showing Spend, Save and Give jars and a bike savings goal

How it works

1. Set it up once

Add each child, the pocket money and the pay day. Share it between the jars with plus and minus buttons, and add chores if you like.

2. Pay day looks after itself

Open the app and any pay days you missed are added, once each. Children tap their picture to see their jars.

3. Save for something real

Pick a goal with a picture. The app says how many weeks are left, worked out from what goes into Save.

Every screen

Here is the whole app, one screen at a time.

  1. The welcome screen with a Set up my family button

    Welcome
    The first screen, with a way to set up your family or look at an example.

  2. The PIN screen with a number pad

    Pick a grown-up PIN
    Four numbers keep little hands out of the grown-up area.

  3. The PIN screen asking for the PIN again

    Type it once more
    A second go makes sure the PIN is right.

  4. The Add a child form with name, pictures and pocket money

    Add a child
    A name, a picture, the pocket money and the pay day.

  5. The jar split with plus and minus buttons

    Share it between jars
    Plus and minus buttons split the money into Spend, Save and Give.

  6. The chores list with two chores added

    Add chores
    Optional jobs with a price, checked by a grown-up.

  7. A child's home screen showing 57 dollars 50 in three jars

    A child's screen
    The total and the three jars, in big numbers.

  8. The goal card with a bike and a progress bar

    A savings goal
    A picture, a bar and how many weeks are left.

  9. The child's buttons for chores, spending, moving and giving

    What a child can do
    Do a chore, spend, move money or give some away.

  10. A list of chores to choose from

    Which chore?
    Tap the chore you did and a grown-up checks it.

  11. The I spent some form

    Spend some
    Say how much and what it was for.

  12. The child's screen with an Undo bar at the bottom

    Undo in one tap
    Every change can be taken back for a few seconds.

  13. The Move money form

    Move money
    Shift money from one jar to another.

  14. The I gave some form

    Give some away
    Take money out of Give and say who it went to.

  15. The goal form with a row of pictures

    Pick a goal
    Choose a picture, a name and a price.

  16. The history list

    What happened
    A plain list of every pay day, chore and spend.

  17. A second child's screen

    Another child
    Each child has their own jars and goal.

  18. The PIN screen for grown-ups

    Grown-ups only
    The PIN opens the grown-up area.

  19. The grown-up area with a chore to check and a list of children

    Grown-ups
    Approve chores and see each child at a glance.

  20. The children list with Settings, Add money and Pay out buttons

    Each child's tools
    Settings, add money and pay out for each child.

  21. The Add money form

    Add money
    Gifts and extras, split the same way as pocket money.

  22. The Pay out form

    Pay out
    Note down cash you hand over, taken out of a jar.

  23. The settings card

    Settings
    Pick the type of money, change the PIN or save a copy.

  24. The copy and help section

    Help and copies
    Save a copy, open a copy, or email for help.

  25. The Erase everything question

    Erase, with a warning
    It asks first and says what will go.

  26. The settings form for one child

    Change a child
    Edit the name, picture, amount and day.

  27. The bottom of the child settings with the savings bonus

    Savings bonus
    An optional monthly bonus that shows how saving grows.

  28. A child's screen with a Pay day message and an Undo button

    Missed pay days
    Open the app and any pay day you missed is added, with an Undo.

Why we built it

We wanted a way to show our own children where their money goes, without handing them a card or an account. Three jars, a goal on the wall and a short list of what happened turned out to be enough to start good conversations. So we made it, and we keep it private: your family's numbers stay on your device.

Questions

Is this real money?

No. Pocket Money is a notebook. You still hand over the real coins or make the real transfer yourself. The app only keeps count so your child can see where it goes.

Does it connect to a bank or card?

No. There are no banks, no cards and no sign-up. Nobody can spend anything through it.

What does the PIN do?

It keeps little hands out of the grown-up area, so a child can't approve their own chores. It isn't a lock. Someone who knows how to look inside the browser can get around it, so treat it like a door latch, not a safe.

Where is our information kept?

Only on the phone or computer you use. There is no account, no server and nothing is sent anywhere. If you clear the browser's data, it goes too, so tap "Save a copy" now and then.

What happens if we miss a pay day?

When you open the app, it adds every pay day that went by, once each, and shows you what it added. You can undo it.

What is the savings bonus?

An optional extra. You choose a percentage, and each month the grown-up adds that much to Save. It shows how money can grow when it is left alone. It is off until you turn it on.

Can we use it on more than one phone?

Each phone keeps its own notebook. Use "Save a copy" on one and "Open a copy" on the other to move it across.

Does it work without internet?

Yes. After the first visit it works offline.